Title: “Money Magic with Mr. Raj - A New Friend, A
New Lesson”
The following Friday, the students of Class 6 were unusually
chatty. A new boy had joined their class that week - Kaushik. He was quiet,
still adjusting, and hadn’t yet made many friends. But today was “money magic
day,” and everyone wondered what role he might play.
Mr. Raj walked in with his cheerful smile. “Good morning,
everyone! I hear we have someone new. Kaushik, welcome to our class.”
The boy stood up shyly. “Good morning, sir.”
Mr. Raj nodded. “Don’t worry, Kaushik. Money magic is for
everyone, whether you’re old here or new. In fact, you’ll help me with today’s
lesson.”
The class perked up, curious.
“Last time,” Mr. Raj began, “we saw how banks lend money. But
do you know what happens when a new person comes into a community? Just like
Kaushik joined our class, new people or new businesses join the economy. They
bring new energy, new ideas, and sometimes even new money.”
He picked up a bag of tokens and gave a few to Kaushik. “Let’s
imagine Kaushik is opening a new fruit stall. But he has only 5 tokens. That’s
not enough. What can he do?”
Hands shot up. “He can borrow from the bank!” shouted Aryan.
“Correct,” said Mr. Raj. “But there’s another way. He can also
take investment from friends. That means, instead of borrowing and
paying back with interest, he invites others to join him. If the stall makes a
profit, everyone shares it.”
To demonstrate, Mr. Raj divided the class into groups. Kaushik
was the “business owner,” while Riya and Meera became “investors.” They each
gave him 3 tokens. With these, Kaushik set up his pretend fruit stall. He
bought apples and bananas (drawings on paper slips) and “sold” them to
classmates for more tokens.
At the end, Kaushik counted his earnings. He had made a
profit. Now came the fun part - sharing it. Riya and Meera each got extra
tokens, while Kaushik kept some too.
The class clapped loudly. Kaushik, who had been nervous,
smiled for the first time that week.
“See?” explained Mr. Raj. “That’s the difference between
borrowing and investing. When you borrow, you must return with interest no
matter what. When you get investment, the profit - and sometimes even the risk
- is shared. Both have their place, but you must choose wisely.”
The bell rang, and the students crowded around Kaushik,
congratulating him on his successful fruit stall.
As Mr. Raj packed up, he said, “Next time, we’ll see how
competition works - what happens when two stalls sell the same fruits. That’s
when the real magic of markets begins.”
The class left buzzing, and Kaushik walked out smiling,
already feeling like he truly belonged.
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