Personal Finance & School children Part 17

 “Money Magic Goes Public”

The following Friday, excitement filled the corridors even before the bell rang. Rumour had it that something big was happening. When Class 7 settled down, they noticed not just Mr. Raj and Ms. Deepa - but two other guests seated near the back.

Mr. Raj smiled broadly. “Good morning, my little economists! Today, we have two very special visitors - the principal of our school, Mrs. Meenakshi, and the principal of Sunrise Academy, Mr. Kapoor. They’re here to see how our Money Magic works in real life.”

The students sat up straighter. Aryan whispered, “We better be extra good today.”

Mr. Raj chuckled. “No need to be nervous. Just be yourselves.” He then turned to the class and said, “Let’s show our guests what you’ve learned about how money moves in the real world. Today’s topic is The Circle of Money.”

He drew on the board three large circles - People, Banks, and Businesses - and connected them with arrows. “Now, who can tell me what happens here?”

Kaushik raised his hand. “People deposit their savings in banks.”
“Correct,” said Mr. Raj. “And then?”
Riya continued, “Banks lend that money to businesses.”
“And then businesses use that money to earn more and pay salaries to people!” added Meera, beaming.

Mr. Kapoor looked astonished. “You mean these are Class 7 students?”

Mrs. Meenakshi nodded proudly. “Yes. They’ve been learning money management since Class 4.”

Mr. Raj smiled and began a short activity. He handed out role cards - Depositor, Banker, Business Owner, and Customer. The students began moving around the room, exchanging play money and signing little slips. Laughter and energy filled the air, but beneath the fun was precision - each child understood how value moved and grew.

When the activity ended, Mr. Raj asked, “Now, what if one group stops doing its part?”

Rohan raised his hand. “Then the whole circle breaks, sir. Like if businesses don’t pay or people stop saving.”

“Exactly,” said Mr. Raj. “That’s why money needs movement, trust, and planning. It’s not just math - it’s life.”

The visiting principal was visibly impressed. “This is remarkable,” Mr. Kapoor said. “These children speak like young entrepreneurs. I’ve never seen such confidence in financial concepts at this level.”

Mrs. Meenakshi smiled. “That’s our Money Magic program - started small, but growing fast.”

Mr. Raj looked around at his proud students. “Magic,” he said softly, “isn’t in coins or notes - it’s in understanding how to use them wisely.”

As the bell rang, Mr. Kapoor turned to Mrs. Meenakshi. “I think it’s time we start this in my school too.”

The children erupted in applause. The Money Magic spark had just leapt beyond one school - and a new chapter was about to begin.

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