What Lord Krishna Can Teach Us About Financial
Planning
Yesterday was Lakshmi Poojan. The entire family had gathered to celebrate with traditional fervour. The house was brightly lit, sweets were generously distributed, and prayers offered to Goddess Lakshmi for prosperity and well-being.
The following morning, on Govardhan Pooja, Rohan, 24, who had been working in a corporate job for two years, noticed a picture of little Krishna lifting the Govardhan hill on his little finger.
“Dad, seriously! How could a little boy lift an entire mountain on one finger?” he asked.
His father, Srini, a Chartered Accountant, smiled. His uncle Vaidy, a Certified Financial Planner, was sitting nearby, enjoying his morning coffee.
“Good question,” said Vaidy. “But have you ever wondered what that mountain represents?”
“An impossible weight?” Rohan replied.
“Perhaps,” said Srini. “But think of the financial responsibilities every family carries. Children's education, housing loans, medical emergencies, retirement, ageing parents… isn't that a mountain too?”
“And unlike Krishna,” added Rohan, “we don't have divine powers!”
“True,” laughed Vaidy. “But we have something else. Financial planning.”
He continued, “Krishna protected the villagers from torrential rains by providing shelter under Govardhan. Financial planning serves a similar purpose. It helps protect us against life's unexpected storms.”
Srini joined in. “An emergency fund helps meet sudden expenses. Insurance protects against major financial setbacks. Regular savings and investments help us prepare for future responsibilities.”
“But Chita,” interrupted Rohan, “all this requires a lot of money. My salary isn't exactly enormous!”
“That's where the little finger becomes interesting,” replied Vaidy. “You don't need enormous wealth to begin. Even modest savings, invested consistently over time, can gradually build financial strength.”
Srini added, “And remember, the villagers stood together under Govardhan. Financial security, too, is often a family effort. Shared responsibilities, sensible spending and open conversations about money make the burden easier to manage.”
Rohan looked again at the picture.
“So the message may not be really about lifting a mountain?”
“Exactly,” said Vaidy. “It's about finding the strength and wisdom to face one.Rohan smiled. “Perhaps I should increase my SIP instead of upgrading my phone!”
“Now that's a promising beginning,” laughed Srini.
This Govardhan Pooja, as we pray for protection and prosperity,
let us remember:
We cannot prevent every financial storm. But with foresight, discipline and preparation, we can build a shelter strong enough to withstand many of them.
You may not have Krishna's little finger to lift your financial
mountain. But you certainly have ten fingers to start building
your financial future!
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