“Money Magic Continues – Lessons from Class 4”
The following week, Class 4 was buzzing again. Ever since Miss
Anita’s “money magic” class, the children had been talking about their budgets,
proudly showing off decorated piggy banks, and even debating whether ice cream
was a “need” or a “want.”
“Good morning, children,” Miss Anita said with a smile. “Last
time, we learned four important spells of money magic: budgeting, saving,
needs vs. wants, and investing. Do you remember?”
“Yes, ma’am!” the class shouted in unison.
“Wonderful,” she said. “Now tell me - how many of you tried
making a budget last week?”
Almost every hand went up. Riya waved her colourful sheet,
showing that she had saved money for a new storybook. Aryan admitted he spent
all his share on a toy car, but promised to save next time. The classroom
erupted in giggles.
Miss Anita clapped her hands gently. “That’s okay, Aryan.
Budgeting is about learning, not perfection. What matters is that you are thinking
before spending.”
She then picked up her jar from the desk. The label now read “Dream
Library.”
“Remember my savings jar? I’ve started a new goal. Just like
me, you can change your goal when one is complete. Savings give us choices.”
The children nodded, eyes wide with interest.
“Now let’s revisit our ‘needs vs. wants’ game,” Miss Anita
said. “Sometimes, what feels like a want today may become a need tomorrow. For
example, a new schoolbag might feel like a want when your old one is fine. But
if it tears, suddenly it becomes a need. That’s why making careful choices is
important.”
She then drew a small ladder on the board. On the first step,
she wrote Earning. On the second, Saving. On the third, Investing.
And on the fourth, Sharing.
“This is called the money ladder. Each step is
important. As you grow up, you’ll learn more about each of these. For now, just
remember - you climb slowly, step by step.”
Rohan raised his hand. “Ma’am, can we ever fall off the
ladder?”
“That’s a smart question,” Miss Anita said warmly. “Yes, if we
spend carelessly or forget to save, we might slip. But the good news is - we
can always climb back again.”
The bell rang just then, and the children groaned.
“Don’t worry,” Miss Anita laughed. “Money magic doesn’t end
here. Today we only climbed the first few steps. There are many more spells - like
borrowing, lending, sharing wisely, and even planning for emergencies. We’ll
explore them soon.”
As the children packed their bags, they whispered excitedly
about jars, ladders, and mango trees. Some even promised to teach the “money
spells” to their parents.
And so, the journey continued - one story, one lesson, one
step at a time. The best of money magic was yet to come.